Layer the Beans:

• Spread the refried beans evenly in a shallow serving dish or glass bowl.
• For a spicier base, stir in taco seasoning before spreading.

Prepare the Guacamole (if making fresh):

• Mash the avocados with salt, pepper, and lime juice.
• Optionally, add diced onions, cilantro, or jalapeños for extra flavor.
• Spread the guacamole gently over the beans.

Season the Sour Cream:

• Mix taco seasoning into sour cream for added flavor.
• Spread this mixture over the guacamole layer.

Add the Salsa:

• Spoon salsa over the sour cream.
• If the salsa is watery, drain excess liquid to prevent sogginess.

Sprinkle the Cheese:

• Evenly spread shredded cheese over the salsa layer.
• Mix Cheddar with Monterey Jack or Pepper Jack for extra depth.

Layer the Lettuce:

• Add shredded lettuce evenly on top.
• Ensure it’s dry to prevent soggy spots.

Top with Tomatoes and Olives:

• Scatter diced tomatoes and sliced black olives over the lettuce.
• Optional: Add jalapeño slices for extra heat.

Chill and Serve:

• Cover with plastic wrap and refrigerate for at least 30 minutes to let the flavors meld.
• Serve chilled with crunchy tortilla chips.